Four Seasons at Harbor Bay in Little Egg Harbor, NJ: Adult Community Guide

Four Seasons at Harbor Bay is a gated adult community by K. Hovnanian in Little Egg Harbor Township, in southern Ocean County. Development began in 2007, and 55places lists 387 single-family homes in craftsman-style designs of 1,838 to 3,430 square feet. It has a two-story clubhouse with indoor and outdoor pools, and the public Sea Oaks Golf Club sits next door.

I'm Dennis Mark Interdonato with Keller Williams Realty Ocean Living. Here is what the published sources say about the floor plans, amenities, fees and location.

Where Four Seasons at Harbor Bay Is

The community is in Little Egg Harbor Township near the Great Bay area of southern Ocean County. 55places puts it about 15 minutes from Long Beach Island and about 30 miles north of Atlantic City. Ocean County's Department of Planning lists it among the adult communities constructed in the county.

The Homes and Floor Plans

According to 55places, the homes have two or three bedrooms, two to three baths and a two-car garage, with the primary bedroom on the first floor. Some plans have a loft option that adds a bedroom and bath, and all 16 floor plans offered a basement option where the homesite allowed. The 16 plans named on 55places are:

• Monterey: 2 bedrooms plus a den, 2 baths, 1,838 sq ft, 2-car garage
• Bonaire: 2 bedrooms, 2 baths, 1,874 sq ft, 2-car garage
• Curacao: 2 bedrooms plus a den, 2 baths, 1,901 sq ft, 2-car garage
• Kingston: 2 bedrooms, 2.5 baths, 1,981 sq ft, 2-car garage
• Rosewood: 2 bedrooms plus a den, 2 baths, 2,024 sq ft, 2-car garage
• Laurel: 2 bedrooms plus a den, 2 baths, 2,103 sq ft, 2-car garage
• Mahogany: 2 bedrooms plus a den, 2 baths, 2,115 sq ft, 2-car garage
• Captiva: 2 bedrooms plus a den, 2 baths, 2,120 sq ft, 2-car garage
• Amelia: 2 bedrooms plus a den, 2 baths, 2,134 sq ft, 2-car garage
• Willow: 2 bedrooms plus a den, 2 baths, 2,336 sq ft, 2-car garage
• St. Simon: 2 bedrooms plus a den, 2 baths, 2,489 sq ft, 2-car garage
• Sycamore: 3 bedrooms, 2.5 baths, 2,870 sq ft, 2-car garage
• Bonaire Loft: 3 bedrooms, 3 baths, 2,905 sq ft, 2-car garage
• Teak: 3 bedrooms plus a den, 2.5 baths, 3,020 sq ft, 2-car garage
• Palm: 3 bedrooms plus a den, 2.5 baths, 3,230 sq ft, 2-car garage
• Captiva Loft: 3 bedrooms, 3 baths, 3,430 sq ft, 2-car garage

The two "Loft" plans are the larger versions of the Bonaire and Captiva. Since basements were optional and depended on the lot, two homes with the same model name can differ a lot in usable space, so ask whether a home has a basement and whether it is finished.

Clubhouse and Amenities

55places describes a two-story clubhouse with an indoor pool, a fitness center with an aerobics studio, a library area, billiards, and craft and card rooms. Outdoors there are tennis courts, horseshoe pits, bocce courts, a driving range, a putting green and an outdoor pool with sundecks. 55places lists a full-time activities director. The Sea Oaks Golf Club next door is a public 18-hole course, separate from the association.

Association Fees

Ask Dennis Mark for the current fees.

Shopping, Medical Care and Getting Around

• Groceries: ACME Markets at 425 US Highway 9 in Tuckerton is about 2.2 miles away in a straight line.
• Hospital: Southern Ocean Medical Center (Hackensack Meridian Health), 1140 Route 72 West in Manahawkin, is about 6.8 miles away in a straight line.
• Transit: NJ TRANSIT bus route 559 and Ocean Ride local route OC 6 (Little Egg Harbor to Stafford) serve Little Egg Harbor Township. Check each schedule for the nearest stop.

What to Know Before Buying in an Age-Restricted Community

Buying in Four Seasons at Harbor Bay is different from buying a house on an ordinary street, and a few questions are worth asking before you sign anything. None of this is legal advice; your attorney reviews the documents during attorney review.

• Read the age rule itself. Each community's governing documents say who must be 55 or older, whether a younger spouse or partner may live in the home, and whether visiting guests have a time limit. Ask for the bylaws and the current rules and regulations.
• Ask what the monthly fee covers. Lawn care, snow removal, trash, the clubhouse and exterior upkeep vary from one community to the next. Ask for the current budget and whether any special assessment is planned.
• Ask about one-time charges at closing. Many associations collect a capital contribution or transfer fee from the buyer. The association or its management company can tell you the amount.
• Check the rules that shape daily life. Pets, rentals, fences, sheds, satellite dishes and exterior changes are often limited. If something matters to you, get the rule in writing.

Frequently Asked Questions

Is Four Seasons at Harbor Bay gated?

Yes. 55places lists it as a gated community.

Who built Four Seasons at Harbor Bay?

K. Hovnanian, starting in 2007, according to 55places. The homes are sold today as resales.

How many floor plans are there at Four Seasons at Harbor Bay?

55places names 16, from the Monterey at 1,838 square feet to the Captiva Loft at 3,430 square feet, all with a two-car garage.

What are the HOA fees at Four Seasons at Harbor Bay?

Ask Dennis Mark for the current fees.

Is there golf near Four Seasons at Harbor Bay?

Yes. 55places says the public Sea Oaks Golf Club, an 18-hole course, is next door.

Thinking About Four Seasons at Harbor Bay? Let's Talk

I'm Dennis Mark Interdonato, a REALTOR® with Keller Williams Realty Ocean Living. I help buyers and sellers across southern Ocean County, from Little Egg Harbor and Tuckerton to Manahawkin and Barnegat. If you would like to see homes for sale in Four Seasons at Harbor Bay, compare it with other adult communities in Little Egg Harbor Township and nearby towns, or find out what your current home could sell for before you move, call or text me at (732) 598-2672 or email DennisMark@TheDennisMarkGroup.com. You can also browse the other communities in my Adult Communities guide.