Adult Communities & 55+ Homes Insider Insights
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Buying a Co-op in a Whiting 55+ Community: Cash, Approvals and Fees
Buying a co-op in one of Whiting's 55+ communities means buying shares or a membership in a corporation that owns the land and buildings, plus a proprietary lease for your home, and in several of them you'll pay cash…
Can You Buy or Inherit a Home in a 55+ Community If You're Under 55?
Yes, you can own a home in a New Jersey 55+ community if you're under 55. Federal and state law limit who occupies the home, not who owns it, and a 2024 Appellate Division decision said so directly. Living there…
What Happens When the Builder Turns a New 55+ Community Over to the Owners?
In New Jersey, control of a new 55+ community's association passes from the builder to the owners in steps tied to sales: owners elect at least a quarter of the board within 60 days after 25% of the homes have closed,…
Inspecting an Older Home in a 55+ Community: What a Former Builder Checks
When you buy an older home in a 55+ community, the home inspection tells you the condition of what an inspector can see that day, but not how long the roof, furnace or water heater will last, whether past work had…
Monmouth vs. Ocean County 55+ Communities: How Homes Compare
Ocean County has more large, older communities of smaller ranch homes and co-ops, while Monmouth has more newer, larger single-family homes and townhouses. Price any specific home against its own community's sales. I'm…
Questions to Ask Before You Buy in a 55+ Community
Before you buy in a 55+ community, ask about five things: the age and occupancy rules in writing, what you're actually buying (condo, co-op or fee simple home), what the monthly fee covers and how well the reserves are…
Selling an Estate Home in a 55+ Community in Ocean or Monmouth County
Selling an estate home in a 55+ community works like any estate sale on the legal side, with one more layer: the community's own rules, which decide who can buy and live there and what the association needs before…
Can You Get a Mortgage in a 55+ Community? Condo Approval, Co-op Loans and Cash in NJ
Yes. An age restriction by itself doesn't stop a mortgage: Fannie Mae's Selling Guide says age-restricted projects are eligible as long as they don't require a lifetime care contract. What decides your financing is the…
Silver Ridge Park East in Berkeley Township, NJ: A Guide to This Adult Community
Silver Ridge Park East is a 55+ community of 605 single-story homes with garages in the Silver Ridge section of Berkeley Township, Ocean County. It was the first section of Silver Ridge Park, and its association is…
Cedar Glen Lakes in Manchester Township, NJ: A Guide to This Adult Community
Cedar Glen Lakes is a 55+ cooperative community of 1,236 single-family and duplex homes on 222 acres in the Whiting section of Manchester Township, Ocean County. A developer established it in 1970, and residents have…
Chelsea Square in Marlboro Township, NJ: A Guide to This Adult Community
Chelsea Square is a 55+ condominium community of 225 homes in the Morganville section of Marlboro Township, Monmouth County. Regal Homes began building it in 2007. The homes are in upper and lower condominium buildings…
Country Walk of Lake Ridge in Manchester Township, NJ: A Guide to This Adult Community
Country Walk of Lake Ridge is an age-restricted community of 304 homes in the Whiting section of Manchester Township, Ocean County. Its homeowners association says it sits on 199 acres next to preservation land, with…
Crestwood Village 1 in Manchester Township, NJ: A Guide to This Adult Community
Crestwood Village 1 is a 55+ cooperative community of 1,016 one-story homes in the Whiting section of Manchester Township, Ocean County. It is run by Crestwood Village Co-Op, Inc., a nonprofit corporation formed in…
Crestwood Village 4 in Manchester Township, NJ: A Guide to This Adult Community
Crestwood Village 4, also called Crestwood Village Co-op Four, is a 55+ cooperative community of one-story homes in the Whiting section of Manchester Township, Ocean County. The co-op's own website calls it "A…
Crestwood Village 5 in Manchester Township, NJ: A Guide to This Adult Community
Crestwood Village 5 is a 55+ community of 1,113 single-level homes on 260 acres in the Whiting section of Manchester Township, Ocean County. It has its own association, its own clubhouse, Hilltop Hall, and a free bus…
Crestwood Village 7 in Manchester Township, NJ: A Guide to This Adult Community
Crestwood Village 7, whose official name is Whiting Village at Crestwood VII, is an adult community of 1,048 free-standing single-family homes in the Whiting section of Manchester Township, Ocean County. The village's…
Enclave at Freehold in Freehold Township, NJ: A Guide to This Adult Community
The Enclave at Freehold is a small Toll Brothers community of 79 single-family homes for buyers 55 and older in Freehold Township, Monmouth County. It was built from 2014 to 2019, offers one- and two-story homes, and…
The Enclave at Shrewsbury in Shrewsbury, NJ: A Guide to This Adult Community
The Enclave at Shrewsbury is a 55+ community of 66 single-family homes in Shrewsbury Borough, Monmouth County, built by Toll Brothers. Toll's original brochure called it "the only new active-adult 55+ community in…
Four Seasons at Lakewood in Lakewood Township, NJ: A Guide to This Adult Community
Four Seasons at Lakewood is a gated adult community of 1,319 homes on about 407 acres in Lakewood Township, Ocean County. K. Hovnanian built it in the 1990s, and it mixes single-family homes with attached condominium…
Four Seasons at Metedeconk Lakes in Jackson Township, NJ: A Guide to This Adult Community
Four Seasons at Metedeconk Lakes is a gated 55+ community of single-family homes in Jackson Township, Ocean County. 55places says K. Hovnanian built it between 2002 and 2012. The community's website describes it as an…
Gardens of Pleasant Plains in Toms River, NJ: A Guide to This Adult Community
Gardens of Pleasant Plains is a 55+ community of single-family homes and duplexes in the Pleasant Plains section of Toms River Township, Ocean County. It was built between 1968 and 1974, which makes it one of the older…
Greenbriar at Marlboro in Marlboro Township, NJ: A Guide to This Adult Community
Greenbriar at Marlboro is an adult community of 766 single-family homes in Marlboro Township, Monmouth County. U.S. Home built it from 1981 to 1992, and it was once known as Greenbriar North. Its 25,000-square-foot…
Greenbriar Woodlands in Toms River, NJ: A Guide to This Adult Community
Greenbriar Woodlands is a gated active adult community of 1,250 single-family homes on about 403 acres in Toms River Township, Ocean County. It was built starting in 1986 and has its own 18-hole executive golf course,…
Holiday City at Berkeley in Berkeley Township, NJ: A Guide to This Adult Community
Holiday City at Berkeley is one of the original sections of Holiday City, a group of adult communities in Berkeley Township, Ocean County. Its homes are detached single-family ranch homes, and its association runs two…